Financial Analyst

Adout Us

What and Why

The organizers of Graceline Community Federal Credit Union (proposed) have announced that it has been invited by the National Credit Union Administration’s Office of Credit Union Resources and Expansion (CURE) to proceed to the next steps in its effort to form a new nationwide credit union serving the African American, Muslim, Latinx, Asian, underbanked, and unbanked sectors of the United States. The NCUA’s Office of Credit Union Resources and Expansion (CURE) is responsible for issuing a credit union’s charter.

 

Core Values

 

Fairness

We will conduct our business in a fair, ethical and professional manner.

 

Honesty

We will be honest with our Members and Associates.

 

Excellence

We will strive for excellence in everything we do.

 

Why?

 

According to a 2019 report by the Federal Reserve, 22% of American adults (63 million) are either unbanked or underbanked. The 6% of Americans who are unbanked have no bank account whatsoever and must rely on alternative financial products and services—such as payday loans, check cashing services, money orders and pawn shop loans—to take care of their finances. The 16% of Americans who are underbanked have some sort of bank account, but they also rely on alternative financial services.





 

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